07-19-2013, 07:51 PM
Please read the fine print when getting coverage - partically how much coverage you have on your fishing gear. Most will only cover $500 per tackle bag/box and so much per rod/reel without proof of value.
Me personally can put $500 in one lure box - that's 100 spoons/lures at $5 each - let alone a full tackle bag.
I have mine through Nationwide and have extra coverage on the value of my gear - added $5000 for gear. example Electric Downriggers $425 each and even a anchor would be $30 to replace.
Cost for mine is about $260 per year .
I realize you should only use your boat insurance for major losses but you need to at least cover what you will need to replace.
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Me personally can put $500 in one lure box - that's 100 spoons/lures at $5 each - let alone a full tackle bag.
I have mine through Nationwide and have extra coverage on the value of my gear - added $5000 for gear. example Electric Downriggers $425 each and even a anchor would be $30 to replace.
Cost for mine is about $260 per year .
I realize you should only use your boat insurance for major losses but you need to at least cover what you will need to replace.
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