Utah boat insurance requirements

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after reading through this thread i figured id better figure my situation out. I recently upgraded from a 15hp to a 50hp so i am now required to get insurance. I called my insurance company and was informed that the boat was already covered in my home owners policy for liability up to 100k. Added full coverage for 40$ for the year. Was very Simple and now I will be at ease when the power hungry dnr officer pops out from the bush and rushes me.
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