A Few More Questions for Clarity

[Simp]

[ol][li]2 of my rods have an issue that I'm wondering if I should be worried about. If you look at the attached picture, you hopefully will be able to make out that there are 2 guides in the picture. The bottom guide is normal. The top guide, however, is the top guide on the rod, the tip. It is missing that interior loop, the o-ring looking thing...Is this a hazard to my line? Will is cause the line to break should I get a good fighting fish? Its this way on the tip guide of both rods, So I need some help here so I know what to do.[/li][li]On all my reels there is a gear ratio, for example on my baitcast reel here it is 6:3:1. The time has finally come, my friends, to ask this question. What does it mean and how important to me is this information as far as line, lure, sinker, etc... go? If this is a really simple answer I'm gonna feel stupid lol
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